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Congress ‘Has a Role to Play’ in Setting National Voting Rights Standards By Mark Hedin

June 25, 2024

 

Justice Gavel

Special to the Trice Edney News Wire from Ethnic Media Services

(TriceEdneyWire.com) - A series of contradictory rulings by the Supreme Court in cases involving redistricting highlight the need for Congress to set national voting rights standards.

The first shots in America’s Civil War were fired in the city of Charleston, South Carolina. Four years later, former slaves in the city honored Union soldiers who had died in captivity there, initiating the annual Memorial Day holiday.

Today, Charleston is again at the crossroads of the struggle for civil rights with a recent Supreme Court decision that effectively dilutes Black voting power.

The May 23 ruling written by Justice Samuel Alito allows South Carolina’s Republican-dominated state legislature to “crack and pack” Charleston’s Black voters.

The ruling allows 62% of Charleston’s Black voting population, about 30,000 voters, to be shifted – or “cracked” – out of the state’s tightly contested 1st Congressional district and packed into the neighboring 6th district, represented for 31 years now by Black Democrat James Clyburn.

At the same time, the 1st district will become 86% white as it is expanded into rural regions where white, Republican-leaning voters have been more dominant.

The South Carolina ruling concludes a dizzying array of gerrymandering cases nationwide that will help shape this year’s elections.

Two weeks prior, the Court took a different tack on another gerrymandering case, Landry v. Callais, where it handed what appeared to be a win for Louisiana’s Black voters, representing almost a third of the state’s population, greenlighting the creation of a second majority-Black district.

Partisan divides

Why the discrepancy in the two rulings?

Both the South Carolina and Louisiana rulings involved 6-3 majorities in which the Justices appointed by Republican presidents voted in the majority, and the three Democrat appointees opposed.

In South Carolina, Alito reasoned that the Court had to take the word of the state legislators that the change was made not over racial considerations, but to gain partisan advantage, something the Court has allowed states to do since its Rucho decision in 2019.

In Louisiana, the Court relied on the “Purcell principle,” established in a 2006 case, that encourages courts to not intervene when there’s an election on the horizon, although the specific time frame has never been established.

Kathay Feng is vice president of programs with the advocacy organization Common Cause. She says the seesawing of gerrymandering rulings reflects the country’s growing partisan divide over protecting voter rights.

“Democrats and Republicans used to agree that it was important for us to have laws that protected minorities against discrimination,” Feng told Ethnic Media Services. “There has been a change.”

She described how the 1965 Voting Rights Act (VRA), perhaps the signature achievement of that era’s civil rights movement, used to enjoy bipartisan support. “In 2006, the last time the VRA was reaffirmed (by the U.S. Senate), it was bipartisan, near unanimous,” she said. “Twenty years later, there’s a deep divide that falls along partisan lines.”

A series of decisions in the past decade or so by the John Roberts-led Supreme Court has eroded protections under the VRA that sought to end “Jim Crow” era rules denying Black and brown citizens the right to vote as guaranteed by the 14th Amendment.

The dam broke in 2013, when the Supreme Court ruled in Shelby County (AL) v. Holder that racial discrimination had subsided to the point that it was no longer necessary for jurisdictions with a history of racist voting rules to obtain “preclearance” from the federal Justice Department before making any changes to how their elections were run.

That “preclearance” had been stipulated by Section 5 of the VRA.

Modernizing voting rights legislation

The decision set off a nationwide torrent of new rules in one state after another, some within hours of the decision being announced, and lawsuits challenging them. In the ensuing tumult SCOTUS issued seemingly contradictory rulings, for instance allowing the use of maps in Louisiana’s 2022 midterm elections that a lower court had found to be discriminatory against Black voters, while it considered a similar case out of Alabama. In 2023, it ruled that both states had tried to restrict Black voting power, which in Louisiana’s case set more cases in motion, finally ending with the May 14 ruling.

More than anybody, Congress has the power to bring some order to the court’s actions, and nearly did so just a few years ago with two pieces of legislation, the John R. Lewis Voting Rights Advancement Act and the Freedom to Vote Act. Both faced universal opposition from Republican legislators and almost complete support from Democrats.

Still, insists Feng, Congress has a role to play in setting national voting rights standards. “We can still rely on the VRA as good law,” she said, “but we need to modernize, strengthen and restore it.”

Michael Li of the Brennan Center for Justice agrees. “There’s still a lot of momentum behind the Freedom to Vote Act and the John R. Lewis Voting Rights Act,” he said just before the South Carolina decision was announced.

Both measures have been reintroduced in the current Congress. The John R. Lewis Voting Rights Advancement Act, named in honor of the late civil rights leader and Congressman, would restore the “preclearance” requirement of the 1965 VRA.

Its current iteration in the House is H.R. 14, sponsored by Rep. Terri Sewell, of Alabama. Dick Durbin of Illinois has introduced it as S. 4 in the Senate.

The Freedom to Vote Act, among other things, would make Election Day a holiday, ban partisan gerrymandering by requiring independent redistricting commissions, and mandate at least 15 days of early voting for federal elections.

Implications for the South

Those two measures came close to being enacted in 2021 but were sunk by Republican filibustering and by the refusal of Democrat Senators Joe Manchin of West Virginia and Kyrsten Sinema of Arizona to exempt the proposals from filibuster rules that require at least 60 votes to pass the chamber, as had been allowed in 2017 for Supreme Court nominees, paving the way for Justice Neil Gorsuch’s ascension.

The Freedom to Vote Act has been reintroduced in the House as H.R. 11, sponsored by Maryland Rep John Sarbanes, and in the Senate by Amy Klobuchar, of Minnesota, as S.1.

Neither measure is likely to pass the current Republican-controlled House, which raises some tricky questions for the South, now the fastest-growing region in the country where partisan loyalties often run parallel with racial identities.

“If you’re talking about doing fair representation for people of color in the South,” said Li, “you’re going to have to do something federally. The South has never changed without some federal assist.”

Supreme Court Says ‘No’ to Payday Lenders; ‘Yes” to Consumer Protection By Charlene Crowell

June 06, 2024
 
Supreme Court 2024
U. S. Supreme Court Justices (Back Row L-R) Amy Coney Barrett, Neil Gorsuch, Brett Kavanaugh, Ketanji Brown Jackson;
(Front Row L-R) Sonia Sotomayor, Clarence Thomas, John Roberts (Chief Justice), Samuel Alito, Elena Kagan
(TriceEdneyWire.com) - A recent 7-2 ruling by the U.S. Supreme Court gave consumers a long-sought victory that ended more than a decade of challenges over the constitutionality of the agency created to be the nation’s financial cop on the beat.
The May 16 decision in the case  formally known as Consumer Financial Protection Bureau v. Community Financial Services Association of America LTD, ET AL refuted arguments by the billion-dollar payday lending industry that CFPB was unconstitutional because its funding is derived directly from the Federal Reserve instead of Congress’ annual appropriations.
The majority opinion, written by Justice Clarence Thomas, concluded, “The statute that authorizes the Bureau to draw money from the combined earnings of the Federal Reserve System to carry out its duties satisfies the Appropriations Clause.”
Two additional concurring opinions underscored this conclusion. Brown Jackson, the first Black woman to serve on the Supreme Court and its newest member, addressed why legislators created the CFPB.
 “As the Court explains, in response to the devastation wrought by the 2008 financial crisis, Congress passed and the President signed the Dodd-Frank Wall Street Reform and Consumer Protection Act… Drawing on its extensive experience in financial regulation, Congress designed the funding scheme to protect the Bureau from the risk that powerful regulated entities might capture the annual appropriations process,” wrote Justice Jackson.
During the Financial Crisis, millions of Black and Latino borrowers suffered home foreclosures because they were targeted with high-cost, unsustainable mortgage loans, even though many were eligible for other lower-cost loans. But those were not the only predatory financial product foisted upon people of color.
Payday loans that lure financially-strapped consumers with promises of easy cash can still be found in profusion in most urban areas across the country. The payday industry’s billion-dollar profits typically are generated on loans of $350 or less. With high fees that create deepening cycles of re-borrowing, these loans disproportionately affect Black and Latino borrowers who earn $40,000 or less per year, and do not have a college degree. Research by the CFPB   found that payday lenders collect 75 percent of their fees from borrowers who take out more than 10 loans per year.
In the absence of federal regulation, 20 states and the District of Columbia have enacted laws to cap payday lending interest rates at around 36 percent annual percentage rate (APR), or required other measures to eliminate long-term debt traps for consumers. Further, since 2005, no state has authorized the expansion of traditional storefront payday lending.
But for the remaining states without reasonable rate caps, triple-digit interest on payday loans continues. Many of these states also have large numbers of minority residents. For example, Texas allows payday APRs as high as 662 percent, similar to Missouri (652 percent), Mississippi (572 percent), Wisconsin (537 percent), and Nevada (548 percent).
Against this backdrop, it remains important for CFPB’s work in support of financial fairness to continue. Consumer advocates’ reactions to this key decision were understandably jubilant.
Massachusetts U.S. Senator Elizabeth Warren, broadly considered the chief strategist for CFPB’s creation during the Obama Administration, said the court decision is a noteworthy development:
“For the last decade, the consumer agency has fought the big banks and predatory lenders that try to cheat hardworking people. As of this week, the CFPB has returned more than $20 billion in ill-gotten funds to American families,” said Warren. “This isn’t the last attack on the CFPB we’ll see from Wall Street, the banks, and their Republican allies.…The CFPB will keep on doing its work to slash junk fees, fight giant banks when they cheat people, and level the playing field for everyone in this country.”    
Rev. Dr. Cassandra Gould, Senior Strategist at Faith in Action and Founding member of Faith for Just Lending, said the ruling was as much a moral victory as it was a victory for public policy.
“This Supreme Court decision, which aligns with the moral compass of Proverbs 22:22, has sided with the least of these by protecting the CFPB. This decision is a testament to our shared commitment to not rob the poor because they are poor and to not crush those in need in court,” said the Rev. Dr. Gould.  
And for the Center for Responsible Lending (CRL), Nadine Chabrier, Senior Policy and Litigation Counsel at CRL, said this consumer victory should be used as a springboard for even more consumer protection efforts.
 
“Even with this decision, we must keep fighting to defend our consumer watchdog agency in the courts and in Congress as some industry actors sue and lobby to preserve illegal financial discrimination, billions in unlawful junk fees, and other exploitative behavior,” said Chabrier. “The nonstop crusade to undermine the CFPB goes against the wishes of the American people, who overwhelmingly support the CFPB’s work. The anti-CFPB campaign is an attempt to throw sand in the gears of financial justice and it must be rejected.”
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Charlene Crowell is a senior fellow with the Center for Responsible Lending. She can be reached at This email address is being protected from spambots. You need JavaScript enabled to view it.

New White House Plan Could Reduce or Eliminate Accumulated Interest for 30 Million Student Loan Borrowers By Charlene Crowell

April 29, 2024

Student Debt
(TriceEdneyWire.com) - Multiple recent announcements from the Biden administration offer new hope for the 43.2 million borrowers hoping to get relief from the onerous burden of a collective $1.727 trillion dollars of student loan debt.

On April 16, the federal Education Department initiated a regulatory change that could give an estimated 30 million student loan borrowers, including Black and Latino borrowers, up to $20,000 in interest forgiveness if they have: Paid on their loans for 20 years or longer; Balances that in repayment are now larger than the original amount borrowed; or Enrolled previously in income-driven repayment.

If approved as presented, forgiveness could commence this fall. Further, and unlike some other programs, no relief application would be required. It is worth noting that according to the Education Data Initiative, 2023 marked the first-ever annual decline in student loan debt, which should be credited to the Biden Administration’s efforts over the past three years.

A related White House fact sheet underscored the significance the interest reduction plan could have on the nation’s racial wealth gap.

“Four years after graduation, Black bachelor’s degree borrowers, on average, owe more than they borrowed,” said the White House. “These plans would not only help create more financial stability for millions of working and middle-class families, they would also help address the disproportionate debt burden on communities of color and advance racial equity.”

In a related briefing on the initiative Education Secretary Miguel Cardona spoke directly to the nation’s needs and the plan’s benefits.

“We’re delivering as much relief as possible for as many borrowers as possible as quickly as possible,” said Dr. Cardona. “And what does that really mean for people?”

“It means breathing room,” answering his own question. “It means freedom from feeling like your student loan bills compete with basic needs like grocery or health care…Student loan forgiveness isn’t only about relief for today’s borrowers. It’s about social mobility, economic prosperity, and creating an America that lives up to its highest ideals.”

In a related effort to inform communities of this latest White House initiative, Vice President Kamala Harris convened a roundtable discussion with community leaders on April 8 at Philadelphia’s William Cramp Elementary School.

“If you’ve paid undergraduate loans for more than 20 years or graduate loans for more than 25 years, those loans will be completely forgiven, regardless of your income and even if you did not graduate,” said Vice President Harris. “And forgiveness will be automatic for the vast majority of the 25 million people that we believe will benefit from this approach.

“And to see if you could be eligible, I would urge everyone to go to StudentAid.Gov. That’s StudentAid.Gov,” she urged.

Consumer and civil rights advocates welcomed the new plan.

Wisdom Cole, the NAACP’s Director of Youth and College said, “It is a proud moment to see our collective, years-long advocacy culminate in millions of Americans being unshackled from the chains of student debt.”

The Center for Responsible Lending (CRL) also welcomed the administration addressing the long-standing problem of borrowers being overwhelmed by accumulating interest.

“For years, CRL has advocated for the elimination of accrued interest that prevents millions of low-income borrowers from repaying their loans and breaking free from a cycle of debt,” said Mitria Spotser, CRL’s vice president and federal policy director.

“We applaud President Biden’s genuine efforts to recognize the burden carried by those who owe more than they originally borrowed due to the interest accrued on their federal loans and thank the administration for incorporating CRL’s recommendations into its interest relief proposal.” She said the changes ensure a higher education system that is fairer and more accessible to all.

“From day one of my Administration, I promised to fight to ensure higher education is a ticket to the middle class, not a barrier to opportunity,” said President Joe Biden. “I will never stop working to cancel student debt.”

Charlene Crowell is a senior fellow with the Center for Responsible Lending. She can be reached at This email address is being protected from spambots. You need JavaScript enabled to view it..

 

Stupid is as Stupid Does. C'mon People! By Jim Clingman

 April 21, 2024

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(TriceEdneyWire.com) - In March of 2018, after 25 years of doing so, I submitted my final Blackonomics column to the members of the National Newspaper Publishers Association.

The article was titled, "The Last Dance," and I wrote it because I could no longer use my computer. ALS had made its way to my arms and hands preventing me from doing something else I loved doing.

Since that time, I have gotten back to writing, only now with my eyes on my eye gaze computer. You can check out my work on ALS News Today online.

But this is not about me. It's about us, Black people. So I humbly ask the NNPA and all Black news outlets (I don't think this will appear in the New York Times or the Washington Post) - whether print or online - to indulge me one more time because I really have to speak to my family.

While our overall political status leaves much to be desired, I want to hone in on one slice of it: The slice called DEI. Trump and others of his ilk are constantly railing against Diversity, Equity, and Inclusion. In my opinion, it's the new N-word.

Let's take a different look at these issues. It's hilarious that Trump thinks DEI is bad when he uses it to boost his popularity. Diversity? Inclusion? He has insulted Hispanics by calling them rapists and criminals. He said they are poisoning the blood of this country.

He insults women in so many ways, questioning their intelligence and competency when it comes to what they think is right for their bodies. He insulted Muslims when he issued a ban against their entrance to this country.

He insulted Jews by questioning their beliefs and saying those among them who vote for Democrats are not Jewish. He insults Christians in a variety of ways, the latest of which includes hawking over-priced bibles but can't recite one verse from it. He says he gets forgiveness by drinking a little wine and eating a cracker. 

He insulted Puerto Ricans by throwing paper towels to them after they suffered one of the worst hurricanes in their history. He insulted veterans by calling their dead "suckers and losers." He asked his general what's in for them (soldiers and sailors).

And to think some members of all those groups want him to be their President is mind-boggling to me. Some even have bowed down before a golden image of Trump, despite what happened to the ones who did the same thing under the leadership of Moses. 

Now let's look at Black people, my people. Trump called for the death penalty for five Black teens wrongly accused of crimes. He insulted Obama by questioning his citizenship. Trump has insulted others like "my African American," and his water boy, Tim Scott, who then insulted himself by responding, "I just love you."

To top it all off, he insulted African countries by calling them S---hole nations, which is also an insult to our ancestors. It's obvious Trump knows nothing about African history, but even if he did it would not change his insults.

He knows nothing about the greatness of Songhai, Mali, Timbuktu, Kemet, Ethiopia, and many other African nations of then and now.

He said people from Congo are diseased and a bunch of criminals. It is funny that King Leopold II of Belgium and other heads of state didn't feel they were S - - - holes. 

Leopold coveted the Congo, during which time he caused the deaths of as many as ten million Congolese and walked away with one billion dollars. He wanted the land and the free labor to work on the rubber tree plantations, but tortured the people and their children in the process. Ever heard of the Belgian Congo and Leopoldville?

What really hurts is the fact that some members of our group will also vote for the pumpkin. With black skinned folks like Clarence Thomas, Byron Donalds, Candace Owens, and Tim Scott leading the way, some pitiful Black people will follow them to the gallows.

That staged event in Atlanta was certainly one for the books. Trump plants a black skinned stooge in a Chick-fil-A, who hugged and swooned over him, all of which was set up. Instead of paper towels he gave the Black folks milkshakes and chicken to get their votes.

By the way, do you know how many Black workers there are in government jobs? Trump and Steven Miller have plans to downsize when they get back in charge. Black unemployment increase? You betcha.

Now, for all of you who say God sent Trump to deliver us, I simply say, may God's will be done despite my feelings or complaints, which place me the company of Jeremiah, Job, and Habakkuk. His will is perfect.

Diversity and inclusion, when used as Trump does, are despicable and evil. His insults and name-calling are as diverse and inclusive as they come. Used properly, DEI is simply a tool to assist in the repair of Black people. Long overdue.

But what about Equity? Well, that simply means "The quality of being fair and impartial," something the anti-DEI crowd would do well to learn and implement.

Brothers and sisters if you want an even more corrupt Supreme Court and Congress, if you want to see even more racists in public office, and if you don't mind having a King and dictator rather than a President, Trump is your guy.

But please don't allow him to insult your intelligence, and please have enough pride and resolve not to insult yourself. C'mon people. Please don't be stupid.

Heroines of Democracy Declare 'America in Emergency' By Hamil R. Harris

April 23, 2024

 

 

Stateswomen2024 Melanieandpanel

Black Women's Roundtable Convenor Melanie Campbell was one of the panelists who told an audience of 200 that America is in an emergency. Others pictured are Barbara Arnwine of the Transformative Justice Coalition and Janice Mathis of the National Council of Negro Women. PHOTO: Roy Lewis/Trice Edney News Wire.

Stateswomen2024 PANEL

2024 Stateswomen panel gathered before the luncheon preparing to discuss the theme, "America in Emergency." Pictured L-R are: Dr. Barbara Reynolds, Dr. Julianne Malveaux, Hazel Trice Edney, Barbara Arnwine, Janice Mathis, Melanie Campbell and Symone Campbell. PHOTO: Roy Lewis/Trice Edney News Wire.

(TriceEdneyWire.com) – Black women leaders of national civil rights and voting rights organizations have gathered at the National Press Club in Washington DC to declare “America in Emergency,” at a time when conservative lawmakers continued to dismantle decades of Civil Rights gains.

In several Southern states, certain books by Black authors have been banned; diversity, equity, and inclusion programs are being eliminated, and judges appointed by former President Donald Trump continue to gut Voting Rights laws.

“It is unbelievable what is happening in Florida,” said former U.S. Rep Corine Brown (D-Flo.) who served in Congress for 26 years. “You can't teach diversity in Florida; we have a million people [taken off the rolls] who can’t vote. What can you do?”

Brown, speaking from the audience during the town hall portion of the annual Stateswomen for Justice Luncheon, was recognized by Dr. Julianne Malveaux, an economist, author, and former President of Bennett College for Women, who moderated this year’s event in celebration of Women’s History Month and the 197th anniversary of the Black Press.

Veteran Journalist Hazel Trice Edney, president/CEO of Trice Edney Communications and Editor-in-chief of the Trice Edney News Wire, has hosted the event that has taken place for the last 12 years at the National Press Club.

Malveaux said the time couldn't be more urgent. “What do we do in an emergency ?” Malveaux asked the audience of 200 women and men. “Sometimes we call 9-11, But then we react. We have to vote like it's an emergency.”

Rev. Benjamin Chavis, a veteran Civil Rights activist and president/CEO of the National Newspaper Publishers Association, implied that Black people have always risen to the occasion when attacked with injustices.

“We have been in emergencies before for 500 years,” said Chavis. “The transatlantic slave trade was an emergency, But God has blessed us. We are not a cursed people; we are a blessed people.”

Melanie Campbell, President/CEO of the National Coalition of Black Civic Participation and convenor of the Black Women’s Roundtable, said,” It is time for us to take action because It is clear that the attack on Black people has a laser focus on the attack against Black women.”

Campbell added, “We will not allow them to divide us. We have to own our collective power. They are real serious about erasing our history.”

Barbara Arnwine, the President/CEO of the Transformative Justice Coalition, talked about a lynching in Brunswick, Georgia, and said, “When they kill our children, murder them for just being Black, after all this, folks, we have work to do!”

Arnwine was referring to the fact that lawyers representing the three white men who ran down and killed Ahmaud Arbery as he jogged have asked the US Court of Appeals to throw out the case.

“Folks, there is nothing we can say right now,” Arnwine said. “We have to first fight for our young people.”

Former USA Today columnist Dr. Barbara Reynolds held a book-signing and book launch in connection with the luncheon, presenting copies of her new book, “The Rise and Fall of the Techno-Messiah: Technology and the End Times.” The book issues a warning of how artificial intelligence is dangerous, eliminating jobs and it messages that some believe it could try to take the place of God.

“We will not be replaced; we will not be reduced,” Reynolds, an ordained minister, told the gathering.

Dr. Symone Campbell, a technology and artificial intelligence expert from Howard University gave warnings of how to recognize when misinformation is at work; especially during election time. She told the audience to look out for “repetitive language; distorted body parts such as hands, teeth, hair and face; audio not matching images or no images shown.”

Bishop George Holmes gave the benediction, encouraging the women to be thermostats instead of thermometers “because thermostats set the tone” in life instead of simply recording the temperature.

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