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Obama to NUL: 'We Can't Forget About' Black Homicides

By Hazel Trice Edney

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President Barack Obama greets NUL President/CEO Marc Morial. PHOTO: NUL

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President Barack Obama greets crowd inside the Ernest N. Morial Convention Center in New Orleans.
PHOTO: NUL

(TriceEdneyWire.com) – Applauded by a wildly enthusiastic crowd at the National Urban League convention in New Orleans, President Obama – in a rare moment - spoke of the war-level violence in Black communities. And, defying critics, he also seized the opportunity to say specifically what he has done for Black people.

“Our hearts break for the victims of the massacre in Aurora,” he said in the speech, which was punctuated often with applause. “We pray for those who were lost and we pray for those who loved them. We pray for those who are recovering with courage and with hope,” he said of the tragic shooting in which 12 people were killed in a Colorado movie theatre last week.

But, then, the President turned the page: “And we also pray for those who succumb to the less-publicized acts of violence that plague our communities in so many cities across the country every single day,” he said to more applause. “We can't forget about that.”

He went deeper comparing the occasional violence in some communities to the daily violence in Black communities.

“Every day - in fact, every day and a half, the number of young people we lose to violence is about the same as the number of people we lost in that movie theater. For every Columbine or Virginia Tech, there are dozens gunned down on the streets of Chicago and Atlanta, and here in New Orleans. For every Tucson or Aurora, there is daily heartbreak over young Americans shot in Milwaukee or Cleveland. Violence plagues the biggest cities, but it also plagues the smallest towns. It claims the lives of Americans of different ages and different races, and it’s tied together by the fact that these young people had dreams and had futures that were cut tragically short.”

According to a compilation of FBI annual homicide statistics, more than 300,000 African-Americans have been killed by violence since the mid-1970s, when the federal government began compiling the stats. That’s greater than the population of some cities, including Cincinnati, Ohio.

The President alluded to tougher gun laws, but stopped short of promising specific action in the near future.

“And when there is an extraordinarily heartbreaking tragedy like the one we saw, there's always an outcry immediately after for action. And there’s talk of new reforms, and there’s talk of new legislation. And too often, those efforts are defeated by politics and by lobbying and eventually by the pull of our collective attention elsewhere,” he said.

He noted that since the Tucson shooting that wounded Congresswoman Gabrielle Giffords, “the background checks conducted on those looking to purchase firearms are now more thorough and more complete.”

He added that, “the federal government is now in the trenches with communities and schools and law enforcement and faith-based institutions, with outstanding mayors like Mayor Nutter [of Philadelphia] and Mayor Landrieu [of New Orleans] - recognizing that we are stronger when we work together.” He also listed partnerships with cities for summer jobs, youth prevention and intervention programs “that steer young people away from a life of gang violence, and towards the safety and promise of a classroom.”

He then concluded that none of these actions have been enough because of political stalemate.

“Other steps to reduce violence have been met with opposition in Congress. This has been true for some time - particularly when it touches on the issues of guns,” he said. He said he believes strongly in the Second Amendment right to bear arms, “But I also believe that a lot of gun owners would agree that AK-47s belong in the hands of soldiers, not in the hands of criminals that they belong on the battlefield of war, not on the streets of our cities.”

Obama vowed to continue working with both parties, with religious groups and with civic organizations, “to arrive at a consensus around violence reduction - not just of gun violence - but violence at every level, on every step, looking at everything we can do to reduce violence and keep our children safe -– from improving mental health services for troubled youth to instituting more effective community policing strategies. We should leave no stone unturned, and recognize that we have no greater mission as a country than keeping our young people safe.”

In another unique move, the President listed several of his economic and educational accomplishments in the Black community:

“…We’ve helped African-American businesses and minority-owned businesses and women-owned businesses gain access to more than $7 billion in contracts and financing that allowed them to grow and create jobs,” he seized the July 25 opportunity to list his accomplishments in the Black community – a rarity in his speeches these days.

He continued, “…Millions of Americans - including more than 2 million African-American families - are better off, thanks to our extension of the child care tax credit and the earned income tax credit, because nobody who works hard in America should be poor in America.”

He added, “…We’ve fought to make college more affordable for an additional 200,000 African American students by increasing Pell grants. That’s why we’ve strengthened this nation’s commitment to our community colleges, and to our HBCUs.”

Critics of Obama have bemoaned the fact that he rarely mentions the specific pains of the African-American community. That criticism got louder when he skipped the NAACP convention in July, sending Vice President Joseph Biden instead.

Finally, he announced, “…Tomorrow, I’m establishing the first-ever White House Initiative on Educational Excellence for African Americans - so that every child has greater access to a complete and competitive education from the time they're born all through the time they get a career.”

Reflecting on the success of such a program, he balanced it out with the reality that it would mean nothing without measures to keep children safe.  “Good jobs, quality schools, affordable health care, affordable housing - these are all the pillars upon which communities are built. And yet, we've been reminded recently that all this matters little if these young people can't walk the streets of their neighborhood safely; if we can't send our kids to school without worrying they might get shot; if they can't go to the movies without fear of violence lurking in the shadows.”

Passion for Travel: Exploring the World Within Your Budget

Aspirations 
By Michelle Thornhill

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(TriceEdneyWire.com) - My first trip out of the U.S. spawned my passion for travel. At 17, I had the opportunity to study abroad in Finland as part of the Youth for Understanding program. While I’d traveled to Disney World and lots of other road trips growing up, my trip to Finland was not only my first time traveling abroad but also my very first time on an airplane.

In Finland, I was initially out of my comfort zone because there were not many people who looked or talked like me. However, being fully immersed in a culture that was different from anything I’d been exposed to turned out to be a transformative experience. I was among others who shared a common passion: We all wanted to learn more about the world outside of what we knew.

It can be expensive to travel, and funding can sometimes seem out of reach. Still, planning your budget with room for a vacation can be very rewarding—and sometimes necessary, given the daily demands we all face. While you might be unable to travel abroad, or outside of driving distance, there are ways to make affordable travel a realistic possibility.

Like many things in life, sometimes there must be tradeoffs. One of my biggest tradeoffs is spending less on depreciable assets (like cars and clothing) so that I can direct more money toward travel.

My children also like to travel, and we’ve been fortunate to have them explore the world with us—but not without tradeoffs. Throughout the year, they sacrifice toys, video games and other “extras” for the promise of a vacation.

While I continue to learn new things about where to travel, how to get the best deals, when to travel and the best places to travel with kids, here are a few tips I have gleaned from experience:

  • Compile a list of places that you would like to visit, and determine what you want to get out of each experience (such as learn a new language). Also, consider developing two lists, one for domestic/local travel and another for international. This way you can make decisions based on your current financial situation.
  • Obtain a passport for everyone in your household well in advance of travel to avoid rush fees. Children’s passports are valid for five years, and adults’ passports are valid for 10.
  • Start a travel fund or vacation account (such as a savings or investment account). Birthday gifts, tax refunds, or bonuses are a great way to grow this account. Also consider setting up a regular automatic transfer from your main account to your vacation account.
  • Establish a budget for what you will spend on travel for the year, including: travel costs, accommodations, meals, excursions and shopping. After travel, apply any unused funds to your vacation savings account.
  • Monitor your spending while on vacation by keeping an itemized list of all expenses to ensure you stay within your budget. Mobile banking tools are a great way to track expenses on the go.
  • Research your travel options early, but do not book your travel too far in advance. Some of the best travel deals are available a few months before your planned travel dates. For deeper discounts, you should also be prepared to pay for your travel in full (and be sure to consider purchasing travel insurance if you do).

If your financial situation doesn’t allow you to travel outside of your local area, take advantage of other options that expose you to the world, like day trips, TV programs (I love HGTV House Hunters International), books, magazines and museums.

Michelle Thornhill is senior vice president, Diverse Segments for Wells Fargo & Company. Visit www.wellsfargo.com for more information.

This article has been prepared for informational purposes only. The accuracy and completeness of this information is not guaranteed and is subject to change. Since each individual’s financial situation is unique, you need to review your financial objectives to determine which approaches might work best for you.

Bamboozled by Financial Systems, Blacks Struggle to Recover

By Barbara Reynolds

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(TriceEdneyWire.com) - Suddenly it dawns on you that you lost your home, your life savings and your credit rating tanked not by accident, but by design of predatory lenders, vultures that circled Black communities looking for prey and you, a highly-educated, middle-class Black woman fit the profile.

I am among those in that profile of Black women who played by the rules that were passed down for generations through our families. We graduated from college with advanced degrees; we side-stepped instant spending gratification for prudent savings and investing in real estate. We paid our bills early to keep our credit scores above 700.  But now at advanced ages, because of the sub-prime housing implosion instead of enjoying the fruit of our labor, our finances are in shambles and we are forced to find ways to start all over again.

Data show that people of color and their communities were stalked, singled out by those who are now profiting over their loss by buying up properties cheap and renting them out at inflated prices. Hit hard by high unemployment, foreclosures, lack of cash and credit, African-Americans are suffering from more than an economic crisis. It is also a betrayal; a psychological meltdown and a cultural implosion resulting from being bamboozled by financial systems they thought were trustworthy.  Some like Carolyn Holbrook, 67, of Minneapolis admits she is in therapy to cope with her grieving over the townhouse she lost two years ago.  “It is more than just losing a house it is like losing a part of yourself, like a part of you died. My home was where my children and grandchildren came.”

Dr. Avis Jones-DeWeever, executive director of the National Council of Negro Women, says. “We are looking at intentional draining of Black wealth that has set us back generations. Driven by the housing crisis, Black wealth has dropped 52 percent in four years during the recession which is the largest loss of Black wealth since Reconstruction following the Civil War, a huge tragedy.”

Looking at the status of Black women, Dr. DeWeever analyzed federal data in the Home Mortgage Disclosure Act.  It showed that middle to upper income African-American women in 80 percent of the 100 cities surveyed were most likely to receive a high cost subprime loan than other groups.  Our own survey found that often black women were given subprime loans when they could have qualified for regular, fixed rate loans.”

Overall, African-Americans and Latinos were 30 percent more likely to receive high-rate subprime loans compared with white borrowers.  These practices are estimated to cost African-American and Latino families about $200 billion in assets due to foreclosures between 2006 and 2008, but could cost those families another $370 billion between 2009 and 2012, according to a study released in May 2012 by Charlotte Otabor of Howard University and Dr. Jessica Nembhard of the City University of New York.

Statistics however can’t begin to show the emotional burdens of those, such as Sylvia McDonald- Kaufman, an attorney with a master’s degree in Divinity, who saw her dream of home ownership crudely snatched away.

In 2004 Kaufman moved from Fairfax Virginia to  Prince George’s County Maryland.  “Using prevailing wisdom I put down 50 percent on a $405,000 home in Fort Washington in order to pay off the mortgage quickly and put some money away from retirement.’’ Shortly after the move, she received a reduction in pay after a transfer between departments at her job at Howard University. She asked her lending institution to tack on a couple of months’ payment to the back of the loan. They did so, but then raised the mortgage $300. “That was when I learned I had a sub-prime mortgage.”

Kaufman said when she lived in Fairfax she asked her bank if she could be 15 days late. “ They cordially gave me three months of payments to tack on the end without my asking for it. So in a White, highly educated county, where I only put 10 percent down on a house I received in excess of what I needed, but in a predominately Black county where I put 50 percent down, my mortgage payment was not only raised but I was reported late each month to the credit bureau which damaged by credit.  Then the bank suspended the ‘tack-on,’ refused to work with me and I was pushed out of the home."

With savings drained from trying to meet unreasonable housing payments, credit shot, the family’s income cut, the Kaufmans now live with friends. For the first time in decades, she is now a tenant, instead of a homeowner.  “I have to admit I went through a period of grief, feelings of personal failure, because my family has always been landowners.  But I came to myself and said enough of that.  I have a value system based on faith in God. My outlook for the future will always be positive. “

The Obama administration is cracking down on institutions involved in discriminatory lending. On July 12, the Justice Department filed the second largest fair lending settlement in the department’s history to resolve allegations that Wells Fargo Bank, the nation’s largest residential home mortgage, engaged in a pattern or practice of discrimination against qualified African-American and Hispanic borrowers in its mortgage lending from 2004 through 2009. The settlement provides $125 million in compensation for wholesale borrowers who were steered into subprime mortgages or who paid higher fees and rates than white borrowers because of their race or national origin.

 

 

 

 

 

 

 

 

Mau Mau fight their way to UK High Court

By Njeri Mbure
Special to the Trice Edney News Wire from GIN

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(TriceEdneyWire.com) - Three elderly Kenyan veterans are back in court seeking compensation and an apology for extreme torture by the British during colonial rule in Kenya.

The case, now in its crucial stage, aims to see the UK government take responsibility for what happened to the elders when they were in detention camps. The veterans claim physical mistreatment of the most serious kind, including rape, castration and severe beating, amounting to torture.

Last year, the elderly Kenyans won a ruling that they had "arguable cases in law", but they are now facing the British government's claim that the actions were brought outside the legal time limit. The case continues for ten days with the court making a decision on whether or not a full trial can take place.

The three allege torture between 1952 and 1960 during the Mau Mau uprising against the British colonial rulers. One of the elders, Paulo Nzili, 85 suffered castration and was burned by a police officer, and also says that he saw others at the detention center being beaten daily.

Wambugu wa Nyingi, 84, was in detention for 10 years and claims he was continually beaten and tortured. Jane Muthoni Mara, 73 claims she was beaten and suffered sexual abuse while at a screening centre and prison as alleged by court documents. The fourth claimant died last year.

Nyingi said: "I have brought this case because I want the world to know about the years I have lost and what was taken from a generation of Kenyans. The settlers took our land, they killed our people and they burnt down our houses." In addition to the apology, the trio want a Mau Mau welfare fund to ensure they and other victims can live with an element of dignity in their final days.

Obama and Romney, Debating the Wrong Issues

By Dr. Wilmer J. Leon III

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(TriceEdneyWire.com) - The fundamental debate of the 2012 election is nothing new.  The debate of how much power to give the national government goes as far back as the Constitutional Convention of 1787. 

The Federalists argued for a real division of power between the national and state governments.  They wanted a centralization of power in a strong national government.  The Anti-Federalists feared a tyrannical national government and argued for greater localized power with stronger state governments.  A stronger national government meant order and uniformity but required higher taxes to support it.  Stronger state governments would protect the rights of the individual by keeping decision making closer to those who would be directly impacted by them.

In the late 1930’s as a response to the Great Depression, President Roosevelt and fellow Democrats proposed and passed the New Deal.  The New Deal was a set of programs administered by the national government that reformed banking and finance regulations, used taxpayer dollars to create social safety-net programs such as welfare and social security and created jobs in public works programs. These programs were designed to stimulate the economy, relieve suffering and rebuild a crumbling infrastructure.  Roosevelt drew upon the power of the national government to solve monumental national problems.

In the mid1960’s, President Lyndon Johnson and fellow democrats promoted and passed the Great Society programs.  The two main goals of the Great Society social reforms were the elimination of poverty and racial injustice. New major spending programs that addressed education, medical care, urban problems and transportation needs were launched during this period. The Great Society in scope and sweep resembled the New Deal domestic agenda of Franklin D. Roosevelt, but differed sharply in the types of programs it enacted. As did Roosevelt before him, Johnson drew upon the power of the national government to address monumental national problems.

In 2012 Americans find themselves facing financial problems similar to those of the Great Depression. America also finds itself facing record home foreclosures, racial disparities in home ownership, racial disparities in wealth accumulation, disproportionate levels of incarceration based on race and 8.2 percent unemployment. All issues similar to the ills that the Great Society was enacted to address. According to Bread for the World, “We live in the world's wealthiest nation. Yet 15.1 percent of people living in the United States live in poverty… More than 48 million Americans—including 16.2 million children—live in these households.”

In the 2012 presidential race Mitt Romney and President Obama have not focused their campaigns on articulating these issues and providing real solutions to these problems.  They are too busy engaging in the politics of personal attacks and character assassination, not the politics of policy.

Romney’s brilliant policy proposals are more deregulation and tax cuts.  He seems unaware of the historical realities that the Great Depression of the 1930’s and the Great Recession (Depression) of 2010 were partly caused by deregulation and tax cuts.  He erroneously claims that President Obama has done nothing for the economy. On January 16, 2012 Romney tweeted, “More Americans have lost their jobs under Barack Obama than any president in modern history.” According to ABC News, “…the U.S. economy has now been creating jobs for 22 consecutive months… All told, the economy added 1.6 million jobs in 2011 after adding 940,000 in 2010…”

Unfortunately, President Obama and his re-election team have chosen to focus their efforts on personal attacks on Romney’s tax returns, Swiss bank and Cayman Island accounts and job outsourcing.  In choosing to focus on Romney’s perceived vulnerabilities, the Obama Administration is failing to tout their record. They should be talking about the job numbers.  They are not where they need to be but they have trended in a positive direction.  President Obama should be talking about success in banking and financial reform, as well as his immigration policy. Since 2009, the annual average number of deportations has approached 400,000, double that of the Bush administration. The president should also clearly explain why the Affordable Care Act is a good idea.  He has overhauled the food safety system, advanced women's rights in the work place, ended Don't Ask, Don't Tell (DADT), stopped defending DOMA in court, passed the Hate Crimes bill and appointed two pro-choice women to the Supreme Court.

There are a number of decisions and policies that those in the President’s base can and have taken issue with. I will not rehash them here, I have raised some of those issues in previous articles.

The point is, as Americans watch the ads and listen to the rhetoric, real debate about real issues is not taking place.  Romney’s not telling Americans what he stands for; he just talks about what he’s against. Meanwhile the president is allowing himself to be defined by his adversaries, instead of standing behind a productive first term. The President is not campaigning to win; he’s campaigning not to lose while the American people continue to suffer.

Go to This email address is being protected from spambots. You need JavaScript enabled to view it.,  www.wilmerleon.com , email: This email address is being protected from spambots. You need JavaScript enabled to view it.. orwww.twitter.com/drwleon



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