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Affordable Care Premiums Lower Than Expected By Frederick H. Lowe

Oct. 6, 2013
Affordable Care Premiums Lower Than Expected
By Frederick H. Lowe
aca signing

President Barack Obama signed the Affordable Care Act into Law on March 23, 2010. Open enrollment for the Affordable Care Act begins Oct. 1, 2013. The law takes effect Jan. 1, 2014. PHOTO: The White House

Special to the Trice Edney News Wire from TheNorthStarNews.com

(TriceEdneyWire.com) - Health Insurance Marketplace premiums under the Affordable Care Act will be lower than what government officials expected when open enrollment begins October 1, Kathleen Sebelius, U.S. Secretary of Health and Human Services, has announced.

The Health Insurance Marketplace, formerly called Affordable Insurance Exchanges, would provide health insurance coverage to 3.8 million African-Americans who otherwise would be uninsured, the Rand Corp., a Santa Monica, Calif.-based research firm, reported in an April 2012 study titled, "The Affordable Care Act and African Americans.”

The study found that 20.8 percent of Blacks lacked health insurance, compared to 16.3 percent of all Americans.

Lower premiums
“Premiums nationwide also will be around 16 percent lower than originally expected - about 95 percent of eligible uninsured live in states with lower than expected premiums - before taking into account financial assistance,” Sebelius said. “In the past, consumers were too often denied or priced-out of quality health insurance options, but thanks to the Affordable Care Act, consumers will be able to choose from a number of new coverage options at a price that is affordable.”

Pre-existing conditions cannot be denied health coverage
Under the Affordable Care Act, consumers will be able to choose from an average of 53 health plans in the Marketplace.
The vast majority of consumers will have at least two different health insurance companies---usually more, Sebelius said.

The Marketplace, which will open in less than a week, will allow millions of Americans to shop and purchase health-insurance coverage in one place. Consumers can compare health plans side-by-side based on pricing, quality and benefits. No one can be denied health-insurance coverage because of a pre-existing condition, like diabetes or prostate cancer.

7 million expected to sign up
The Congressional Budget Office estimates that 7 million people will sign up for insurance plans through the Health Insurance Marketplace.

In 36 states, the Department of Health and Human Services will either fully or partly run the Marketplace. Consumers will have an average of 53 plan choices.

Plans in the Marketplace are gold, silver or bronze
For example, a 27-year old who makes $25,000 a year living in Dallas can pay$74 a month for the lowest cost bronze plan and $136 month for the lowest-cost silver plan, taking into account tax credits.

For a family of four with an income of $50,000 annually living in Dallas, the lowest bronze plan would cost only $26 per month, taking into account tax credits.Consumers also will be able to learn if they qualify for insurance-premium assistance.

What the insurance exchanges cover
Marketplace-health insurance covers ambulatory patient services, emergency services, hospitalization, maternity care, newborn care, mental health, prescription drugs, rehabilitative services, laboratory services, preventive wellness services and pediatric services.Open enrollment for the Health Insurance Marketplace begins next month and it will continue through March 2014. The Affordable Care Act, which is a federal law, goes into effect Jan. 1, 2014.

Have questions? call or get online
Here are some important telephone numbers and websites concerning the Health Insurance Marketplace:
Consumers can participate in online web chats by calling 1-800-318-2596. The TTY number is 1-855-889-4325

HealthCare.gov
http://aspe.hhs.gov/health/reports/2013/MarketplacePremiums/ib_marketplace_premiums.cfm
http://aspe.hhs.gov/health/reports/2013/MarketplacePremiums/datasheet_home.cfm
http://marketplace.cms.gov/help-us/champion.html

Howard University President Stepping Down

Oct. 6, 2013

Howard University President Stepping Down 

ribeau

Special to the Trice Edney News Wire from the Afro American Newspaper

(TriceEdneyWire.com) - Howard University President Sidney Ribeau announced Oct. 1 he will retire from his post in December after five years on the job.

He is stepping down abruptly, after a three-day meeting of the board of trustees that included intense discussions, campus insiders said, about management and finances at one of the dominant institutions among historically Black colleges and universities.

In a letter sent to students, faculty, administrators and supporters Ribeau, a communications scholar, said that the time had come for him to move on, noting construction of a new academic building and several residence halls.

“Serving as the president of Howard University was the opportunity of a lifetime. In nearly 150 years, only 16 people have had this privilege. It is one I will always treasure. Again, I would like to thank the entire community for supporting me, for extending a collegial spirit and for helping us to expand and renew the Capstone.”

Ribeau came to Howard from Bowling Green State University in 2008 following the resignation of H. Patrick Swygert who had been the Howard president since 1995. Ribeau had served as the Bowling Green State University president for 13 years. Once at Howard he emphasized fields such as science, technology, engineering and math over majors such as fashion merchandizing.

The university’s Board of Trustees has appointed Wayne A.I. Frederick, 42, Howard’s interim president. Frederick had previously been Howard’s provost since June 2012. 

Ribeau is a Detroit native and holds masters and doctoral degrees in interpersonal communication from the University of Illinois, Urbana-Champaign.

During his presidency student enrollment declined, but rose this year as reflected by the registration of the second largest freshman class in Howard history. The school also experienced a drop in federal funding as a result of sequestration, and a slide in the U.S. News’ annual ranking of the nation’s colleges.

Staggering: Percentage of Black Men Serving Life or Life Without Parole by Frederick H. Lowe

Sept. 30, 2013

Staggering: Percentage of Black Men Serving Life or Life Without Parole
By Frederick H. Lowe

Special to the Trice Edney News Wire from TheNorthStarNews.com

bars
A prison cell is home for many Black men for the rest of their lives.

chartonlifewithoutparole

(TriceEdneyWire.com) - Black men comprise the largest percentage of prison inmates serving life sentences or life without parole, according to "Life Goes On: The Historic Rise in Life Sentences in America," a new study published this week by The Sentencing Project.  

The two factors partly explain the reason why African-American men are 38 percent of the state and federal prison population, larger than the White inmate population at 35 percent and the Hispanic prison population at 21 percent, said Dr. Ashley Nellis, author of the report and senior research associate at The Sentencing Project, a Washington, D.C.-based organization that seeks alternatives to prison sentences.

Black men serving life in some states is often much higher. Nellis' study reported that in 2012, 159,520 individuals were serving life sentences, and 47.2 percent or 75,267 were Black men.

Those figures, however, are national numbers. In some states, the numbers are much higher. In Maryland, African-Americans are 77.4 percent of the lifer population. In Georgia, African-Americans are 72 percent of the lifer population. In Mississippi, Blacks are 71.5 percent of the lifer population and in the federal-prison system, African- Americans are 62.3 percent of the lifer population. Nearly 60 percent of Black men are serving life without parole. 

Some 46,582 individuals in 2012 were serving life without parole (LWOP), and African-Americans comprised 54.9 percent or 26,962 of those inmates.

In some states, however, African-Americans are sentenced to life without parole at extremely high rates. In Alabama, 68.2 percent of life without parole inmates was Black. In Georgia, the 73.2 percent were Black; in Illinois, 66.8 percent were Black; in Louisiana, 73.4 percent were Black; in Michigan, 67.5 percent are Black; in Mississippi, 70.5 percent were Black and in South Carolina, 67.3 percent are Black.

"The difference between life and life without parole is that a person who is serving life may eventually leave prison. A person who is serving life without parole will never leave prison unless DNA evidence acquits him of the crime.

Most African-Americans who are sentenced to life without parole are men. Only 3 percent of Black women have been sentenced to serve life without parole, Nellis said.

Life without parole is very expensive. As an inmate ages and physical ailments develop, his medical bills can cost taxpayers $100,000 to $150,000 annually, Nellis said.

The study reported that 64.3 percent were serving life for homicide; 13.7 percent for sexual assault/rape; 14.1 percent for aggravated assault/robbery/kidnapping/ 2.0 percent for a drug offense; 4.0 percent for a property offense and 2.0 percent for other offenses.

"It is notable that more than 10,000 people serving life sentences have been convicted of a nonviolent crime, including more than 2,500 for a drug offense and 5,400 for a property crime," Nellis wrote.

So why are so many Black men either serving life or life without parole?

"There is harsher treatment of Black men within the judicial system from the point of arrest through the entire process," Nellis said. "At some point, Whites receive a modification in their arrest or their sentence. Black men receive subpar legal representation and they are arrested for many more crimes than whites except white-collar and sex-related crimes.”

States began enacting life without parole sentences from 1972 to 1976 when the U.S. Supreme Court banned the death penalty. Before the ban, only seven states had life without parole statutes. They were Massachusetts, Michigan, Mississippi, Montana, Pennsylvania, South Dakota and West Virginia.

"The upward creep of life sentences has accelerated in recent decades as an element of the tough-on-crime political environment that began in 1980s," Nellis wrote. "The idea of whole-life prison sentences easily won approval in a period of growing skepticism about the value of rehabilitation."

Health Care Sign Ups Begin Despite Government Shutdown by Hazel Trice Edney

POSTED SEPT. 29
UPDATED OCT. 6

Health Care Sign Ups Begin Amidst Government Shutdown
White House Outlines Health Benefits for African-Americans

By Hazel Trice Edney

cabinet watching president
Members of the Cabinet watch as President Barack Obama makes a televised statement on a possible government shutdown, in the Roosevelt Room of the White House, Sept. 30. Photo: David Lienemann/The White House

(TriceEdneyWire.com) - The Affordable Health Care Act (ACA) came fully into the law last week amidst desperate political acts to stop it from happening – including a Republican-led government shutdown which could last for weeks or even longer. 

House speaker John Boehner is currently refusing to allow the Republican-dominated House to even vote on a bill that would reopen the government. Such legislation would easily pass the Senate, which is led by Democrats. 

In a nutshell, the closure of certain government offices and services took place a week ago after a divided Congress failed to reach an agreement to fund federal agencies. Amidst bitter disagreements over the ACA that continued this week, the Republican-led Congress has allowed the closure of non-essential services of the U. S. Government in attempt to force the President to delay the effects of the health care law. But the President has refused to alter his signature legislation.

Some parts of the ACA are already in effect, but millions of Americans have begun shopping for and signing up for full benefits by going to a recently created website, HeathCare.gov, to review the Health Insurance Marketplace. This website offers competing insurance agencies and help guide people to the best insurance choices for them.

Republicans in the House of Representatives, who argue that the ACA is too expensive for small businesses, continued their attempts to defund what they call “Obamacare” this week, but none of the political moves would pass the Democratically-led Senate. Even if it did, President Obama has promised to veto it. The ACA sign up, which started Tuesday, Oct. 1, is encouraged by President Obama despite government closures.

“The Affordable Care Act is moving forward. That funding is already in place.  You can’t shut it down,” he told reporters in a briefing Monday. “This is a law that passed both houses of Congress; a law that bears my signature; a law that the Supreme Court upheld as constitutional; a law that voters chose not to repeal last November.”

The White House recently released a detailed report listing the benefits of the ACA to African-Americans. Those benefits include:

  • Beginning in 2014, the Affordable Care Act will provide 6.8 million uninsured African-Americans an opportunity to get affordable health insurance coverage.
  • Already, an estimated 7.3 million African-Americans with private insurance now have access to expanded preventive services with no cost sharing. These services include well-child visits, blood pressure and cholesterol screenings, Pap tests and mammograms for women, and flu shots for children and adults.
  • The 4.5 million elderly and disabled African-Americans who receive health coverage from Medicare also have access to many preventive services with no cost-sharing, including annual wellness visits with personalized prevention plans, diabetes and colorectal cancer screening, bone mass measurement and mammograms
  • More than 500,000 young African-American adults between ages 19 and 25 who would otherwise have been uninsured now have coverage under their parent’s employer-sponsored or individually purchased health plan.
  • Major federal investments to improve quality of care are improving management of chronic diseases more prevalent among African-Americans.
  • The health care workforce will be more diverse due to a near tripling of the National Health Service Corps. African-American physicians make up about 17 percent of Corps physicians, a percentage that greatly exceeds their 6 percent share of the national physician workforce.
  • Investments in data collection and research will help establish greater clarity on the causes of health care disparities and develop effective programs to eliminate them.
  • Targeted interventions, such as community transformation grants, will promote healthy lifestyles, lower health care costs, and reduce health disparities.
  • Increased funding available to more than 1,100 community health centers will increase the number of patients served. One of every five patients at a health center is African American.
  • States have new opportunities to expand Medicaid coverage to include Americans with family incomes at or below 133 percent of the federal poverty level (generally $31,322 for a family of four in 2013). This expansion includes adults without dependent children living at home, who have not previously been eligible in most states.

As the ACA takes effect, factions of Congress continued to wrangle over budgetary matters with hopes to reopen the government as soon as possible. Meanwhile, the President has made it clear the ACA is non-negotiable as he outlined the effects of the government shutdown.

“If the United States Congress does not fulfill its responsibility to pass a budget today, much of the United States government will be forced to shut down tomorrow,” President Obama said Monday. “And I want to be very clear about what that shutdown would mean - what will remain open and what will not.”

He first ticked off the services that will continue:

  • If you’re on Social Security, you will keep receiving your checks.
  • If you’re on Medicare, your doctor will still see you.
  • Everyone’s mail will still be delivered.
  • Government operations related to national security or public safety will go on.
  • Military troops will continue to serve and will be paid.
  • Air traffic controllers, prison guards, those who are with border control will remain on their posts, but their paychecks will be delayed until the government reopens.

Then, he listed the shutdowns.

  • NASA will shut down almost entirely, but Mission Control will remain open to support the astronauts serving on the Space Station.
  • Office buildings would close.  Paychecks would be delayed.
  • Several hundred thousand workers will be immediately and indefinitely furloughed without pay.
  • Some vital services that seniors and veterans, women and children, businesses and the economy depend on “would be hamstrung,” the President said. Those services include some programs that provide health meals to 2.5 million seniors; compensation, pension and education benefits for veterans and nutrition assistance to mothers with young children. An estimated $10 could be lost if the shutdown lasts a week.
  • Business owners would see delays in raising capital, seeking infrastructure permits, or rebuilding after Hurricane Sandy.
  • Veterans support centers will go unstaffed.
  • Federal tourist destinations, such as national parks, monuments, including the Smithsonian and the Statue of Liberty, will be closed. Cleanup crews and concession workers will also be laid off.

These closures will affect “communities and small businesses that rely on these national treasures for their livelihoods will be out of customers,” said Obama. He appeared especially concerned about how the shutdown will affect furloughed people already fighting a struggling economy.

“What, of course, will not be furloughed are the bills that they have to pay - their mortgages, their tuition payments, their car notes,” the President said. “These Americans are our neighbors. Their kids go to our schools. They worship where we do. They serve their country with pride. They are the customers of every business in this country.  And they would be hurt greatly, and as a consequence, all of us will be hurt greatly, should Congress choose to shut the people’s government down.”

 

Court Orders Sale of Slavery Museum by Jeremy M. Lazarus

Court Orders Sale of Slavery Museum
By Jeremy M. Lazarus

ldouglaswilderspeaking

L. Douglas Wilder

Special to the Trice Edney News Wire from the Richmond Free Press

(TriceEdneyWire.com) - What is the status of the National Slavery Museum that former Virginia Gov. L. Douglas Wilder has spent more than 10 years trying to build on a 38-acre site in Fredericksburg, Va.? Still undeveloped and now facing city sale of the land for back taxes.

Circuit Judge Joseph J. Ellis has now handed Fredericksburg a victory by issuing an order allowing the city toseize and sell the property. The city has been seeking to do so to collect more than $300,000 in unpaid taxes it claims the never-built museum has amassed since 2007.

Judge Ellis issued his ruling at a hearing in Caroline County, where he was sitting. He did so after being informed that a potential deal for a private sale of the museum’s land had fallen through.

Wilder had been in negotiations with a developer seeking to build a minor-league ballpark and sports complex on the site that overlooks the Rappahannock River. After getting close, the deal fell apart before the hearing, the judge was told. Judge Ellis’ decision though, is unlikely to be the last word in this more than two-year-old tax dispute between the city and the museum that Wilder says he is still committed to develop.

The city has not yet set a date to auction the property. At this point, the museum has at least four ways to halt any sale. It can appeal Judge Ellis’ order, it can sell the property for at least enough to cover the city’s bill, it can refile for protection of the U.S. Bankruptcy Court or it can retain the land and pay off the city’s tax bill, even though that could be inflated.

“All of our options remain open,” said Joseph D. Morrissey, a state delegate who represents the museum. He said he would consult with Wilder, now a co-counsel, on the next step the museum would take to protect its property interest. He said Wilder told Judge Ellis during the hearing that the museum was prepared to pay the city’s tax bill “if the city would just tell him how much was actually owed” from 2007 to 2013.

Morrissey said the question of how much is due is the result of a dispute over the property’s value. The city valued the property at more than $7 million in 2007, but has since reappraised the land for $1.7 million due to deed restrictions and the recession.

The judge refused to hold up the city’s tax-sale request until there is a decision in a separate case the museum has filed against the city seeking a correction of the tax bill based on the city’s finding the land is worth far less than originally thought. Nor would the judge order the city to provide the museum with an updated tax bill, Morrissey said.

Instead, the judge said that the museum’s only choice was to pay off the amount the city wants and then seek a refund if the museum believes it is being overcharged.

“In our view, that is just wrong. The museum should not be required to pay excessive taxes and then seek a refund,” Morrissey said, noting that the state Constitution bars localities from trying to collect higher tax amounts from property owners than are legitimately due. Wilder could not immediately be reached for comment.

Morrissey said Wilder asked him after the hearing, “‘How can a man’s property be seized when no one can tell him what the value of the property is or how much is owed in taxes.’ That is the crux of this case.”

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